1. Editorial disclaimer
USA Insurance Easy is an independent editorial publication. The content on this site is provided for general informational and educational purposes only. It is not, and should not be interpreted as, insurance advice, legal advice, tax advice, or financial advice for your specific situation.
We are not a licensed insurance agent, broker, or producer in any US state. We do not sell, quote, bind, service, or adjust insurance policies. The information we publish is not a substitute for consultation with a licensed insurance professional, attorney, accountant, or financial advisor in your state.
2. Accuracy & currency
Insurance regulations, premiums, IRS limits, ACA rules, and carrier offerings change frequently — sometimes mid-year. While we make a strong effort to keep our articles current and to mark the "Last updated" date on each piece, we make no representation that any specific fact, rate, limit, or rule on this site is accurate at the moment you are reading it. Always verify time-sensitive information with the original source (carrier, state DOI, IRS, HealthCare.gov, etc.) before making a decision.
3. No agency relationship
Visiting this site, reading our articles, or contacting us does not create an agent-client, broker-client, attorney-client, or fiduciary relationship between you and USA Insurance Easy.
4. Affiliate disclosure
Some of the links on this site are affiliate links. This means that if you click on certain links and complete a qualifying action (such as requesting a quote or purchasing a product), USA Insurance Easy may receive a commission from the third party — at no additional cost to you.
We disclose this relationship in compliance with the Federal Trade Commission's 16 CFR Part 255 ("Guides Concerning the Use of Endorsements and Testimonials in Advertising").
Affiliate relationships do not influence our editorial coverage. Specifically:
- We do not rank carriers higher because they pay us more (or at all).
- We do not remove honest criticism of a carrier or product because of an affiliate relationship.
- We recommend products and providers based on the editorial criteria described in our Editorial Policy, not based on commission rates.
5. Advertising disclosure
This site displays third-party advertisements, including (but not limited to) ads served by Google AdSense. The presence of an ad does not constitute an endorsement of the advertised product or company. We do not control which specific ads appear on any given page. For information about advertising cookies and how to opt out, see our Privacy Policy.
6. Testimonials & examples
Any reader testimonials, hypothetical scenarios, or example numbers shown on the Site are for illustrative purposes only. Individual results vary based on state, carrier, coverage limits, deductibles, driving and claims history, credit-based insurance scores, and dozens of other factors.
7. External links
Links to third-party sites are provided for convenience and reference. We do not endorse, control, or assume responsibility for the content or practices of any third-party site.
8. Limitation of liability
To the maximum extent permitted by law, USA Insurance Easy and its editors, writers, and owners are not liable for any loss, damage, or expense — direct, indirect, incidental, consequential, or otherwise — arising from your use of, or reliance on, information published on this Site. For the full liability terms, see our Terms of Service.
9. Contact
Questions about this disclosure? Email legal@usainsuranceasy.com.